Buy To Let Mortgages
Property investment is becoming increasingly popular in the UK. However, Buy to Let mortgages are extremely complex.
Just a few points that you must understand are:
- lending amounts are based on the potential rental income of the property
- a deposit of over 10% is more often than not insisted upon
- lenders usually stipulate that the monthly rental income will be between 100% to 125% of your monthly mortgage payments
- you must be aware of your responsibilities as a landlord
- your property may be repossessed if you do not keep up repayments on your mortgage.
With our in-depth knowledge and experience of the Buy to Let mortgage market we can help guide you through the complexities and get you the most suitable investment product for your needs.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
You can choose how we are paid for mortgages: pay a fee, usually 1% of the loan amount, or we can accept commission from the lender.
The FSA do not regulate buy to let mortgages.
